How are you doing?

I would love to hear your money story in the comments section below!

I'll go first and share my story with you in this email.

My name is Vangile Makwakwa, founder of Wealthy Money, I'll be walking you through this 5 day bank account course.

In the last 5 years I've paid off US$60,000 (R700,000) in debt, became a home-owner, published a book, got a yoga teaching certificate, been featured in various media and embarked on a new journey as a #suitcase entrepreneur.

I've lived in over 5 countries (USA, South Africa, the UK, South Korea, India) and travelled to way more countries over the years as I build my company.

I'm moving to Chiang Mai, Thailand for 8 months (or maybe more) at the end of September! Yay!

It took courage to create the life I live. I spent the first quarter of my life following the path everyone told me was necessary for success and I believed them

I got a finance degree from the University of Cape Town and an MBA from the Simmons School of Management in Boston, MA.

So you can only imagine my shock when I found myself well educated, unemployed and heavily in debt long before turning 30!

I had poor spending habits, a failing start-up company, was alienated from family and friends and I had a very unhealthy relationship with money.

I'd spent years working hard to advance my education and move up the career ladder. But instead of fulfilment, it left me broke, sick, miserable, desperate, and feeling very alone.

One day, things got so bad, I had a panic attack on the way to the bank. I couldn't face my bank account and I didn't want to deal with money so ended up sitting on the pavement, in Boston, MA, struggling to breathe.

That was my breaking point - I decided to change my life and go on my own personal finance journey.

I threw out the rule book and started meditating, did yoga, read behavioural finance theses, read psychology books and went vegan.

In the process I learned that I was in a relationship with money, that I carried my emotions in my body and that my emotions about money were affecting my financial behaviour.

I had this deep realisation that to change my finances I needed to become emotionally and spiritually intelligent, understand my values and start aligning my spending habits to my values and financial goals.

During this challenge, I'll take you through a simple process I used to start changing my spending habits, curb my compulsive spending and start falling in love with my bank account.

Okay, so you know a little about me.


Introduce yourself in the comments below and share your money story.